The National Flood Insurance Program


With Spring finally here, flooding has become a major concern for some areas.  There's been a lot of interest lately about the National Flood Insurance Program and the Reform after 2012.  We want to provide you with some good information to help you prepare for what mother nature could throw your way.

The Big Bags USA team is all about preparation, so knowing what flood insurance protection you have is very important.

What is the National Flood Insurance Program? 


In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed the Federal Emergency Management Agency (FEMA) requirements to reduce the risk of flooding.  Since standard homeowners insurance doesn't cover flooding, it's important to have protection from the floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact the U.S.

For more info, go to http://www.fema.gov/national-flood-insurance-program 

Flood Insurance Reform Act of 2012


In 2012, the U.S. Congress passed the Flood Insurance Reform Act of 2012 which calls on FEMA, and other agencies, to make a number of changes to the way the NFIP is run. As the law is implemented, some of these changes have already occurred, and others will be implemented in the coming months. Key provisions of the legislation will require the NFIP to raise rates to reflect true flood risk, make the program more financially stable, and change how Flood Insurance Rate Map (FIRM) updates impact policyholders. The changes will mean premium rate increases for some – but not all -- policyholders over time.



Preliminary Flood Hazard Data


Preliminary data provide the public an early look at their home or community's projected risk to flood hazards.  Preliminary data include: new or revised Flood Insurance Rate Maps (FIRMs), Flood Insurance Study (FIS) reports, and FIRM Databases.  By making these data available through Federal Emergency Management Agency’s (FEMA) new preliminary data search tool, nation-wide preliminary data are in a centralized and easily accessible location, along with FEMA’s other flood mapping products and tools. 
Here are some additional resources on preliminary flood hazard data: http://hazards.fema.gov/femaportal/prelimdownload/

Please let us know if we can help you in your flood preparation planning!

If you have an immediate need for our systems, or have any questions for us, please call at (573) 480-6699 or visit www.BigBagsUSA.com.


D.R.I.P.S.
Disaster Relief & Innovative
Protection Systems, LLC
(573) 480-6699

Let's Connect!

ALWAYS READY TO HELP LOCAL, STATE, & FEDERAL AGENCIES ... BE PREPARED! 

Location: Camdenton, MO 65020, USA

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